My IVF estimate
Use this checklist to record what your estimate includes, what you may pay extra for, and the questions your clinic still needs to answer.
Updated .
Written by Fertility Decoded. Reviewed by D R, MS (OBG), FRM. Review date: 16 September 2026.
Download the printable checklist (PDF)Your estimate
- Clinic and branch
- Estimate date / valid until
- Treatment planned
- Egg collections included
- Transfers included / storage included until
Ask the clinic to fill in the missing answers. Write “ask the clinic” if a price is missing. Use “not needed” only after checking with your clinician.
What is included?
| Item | Included / extra / only if needed | Amount | Per visit, embryo or period? | Payment due | Questions left |
|---|---|---|---|---|---|
| Appointments, tests and scans | |||||
| Medicines and any limits | |||||
| Egg collection and anaesthesia | |||||
| Lab work and materials used | |||||
| First transfer and follow-up | |||||
| Freezing and storage included | |||||
| Storage renewal | |||||
| Later transfer and medicines | |||||
| Anything added to the plan |
Before paying
Ask what happens to your payments if treatment stops or changes. For a multi-cycle offer, check when it ends and what any refund excludes.
- Package price
- Extras confirmed
- Cost of items priced so far
- Costs still to check
- Travel / accommodation
- Income you would lose
Keep paid leave separate from lost income. Check that you have not added anything already included in the package. Keep the estimate, terms and receipts together.